Many of our clients tell us that they don’t want their health insurance company to have to pay their medical bills when someone else is responsible. They’re often worried about their rates going up, or that an insurance company won’t pay the bill because it’s not their responsibility. So should health insurance pay your bills?
When we buy insurance – whether automobile, health, or life – we expect that after paying our premiums month after month, year after year, that if the time comes when we need our insurance, it will be there for us. And that should be the case! Unfortunately, many insurance companies let down their customers and
Construction sites present various dangers. That is why those working on construction sites wear hard hats and steel-toed boots. It is also why many sites have signs declaring statements such as “36 days accident-free” as they try to maintain a safe working environment. Because of the inherent dangers of a construction site such as large
While people naturally spend more time outdoors during the summer months, that is even more true this year during the COVID-19 pandemic. We are more cautious, not gathering in large groups in indoor spaces. Additionally, many places that once housed large crowds are not open. There are no fans in stadiums watching sports. There are
You may be shocked to learn that a study by the Centers for Disease Control and Prevention (the CDC) showed that 47.8 million people per year in the United States experience food-borne illnesses with approximately 127,839 of those people being hospitalized, and approximately 3,037 deaths occurring. Those numbers are shocking. Let’s take a closer
As you are well aware, we are in the midst of a pandemic. Although other viruses have been considered pandemics, such as the H1N1 virus, the COVID-19 virus is the first pandemic since the Spanish Flu pandemic in 1918, which has affected the everyday lives of everyone in our country. Many businesses, considered “non-essential” have